Lipstick, isn't SilverOaks casino part of the virtual group? If so, I can only say that both times I have won, both for over 800.00, I have been paid within the time they advertised to me. All be it too long IMO. But recently after having a heart attack I contacted my vip rep, Brandi, and told her my situation and she was able to have my payment expedited and I was paid in half of the normal timel.
Based on my experience, they are not scam artisit but rather just have a lengthy payment process which they are upfront about.