darn, it was really my nightmare.  My bank charged me as

Echeck deposit-              return check fee/NSF   $34
Echek $2.50 fee-             return check fee/NSF  $34
1 box of Marlboro $5.75-   overdrawn fee   $34   
Shell gasoline $10-           overdrawn fee   $34
Jamba Juice $4.25-           overdrawn fee   $34 

I was so rich, I bought 1 box of Marlboro for $39.75, one jamba juice for $38.25  .  I just went to my bank and talked to the teller if she can reduce the fee for me, amazingly she could, for first time overdrawn account, the fee was reduced in half which is $85.  I was so happy. and now I have two lines of protection I just added, a line of credit and a saving account that linked to my checking account  , my bank now is back in good standing, whewww.

you did good taaaaaa congrats hun  :)now im still crossing my fingers for u bonus

Helwin....I feel bad for you.  I know how hard it is to talk to people about something so personal.  I wish I would have spoke up sooner but I also had fear of looking bad or talking bad about a casino.  When my ordeal occured I was told by one casino that e-wallet express had to handle it not them.  The casinos pretty much didn't want anything to do with me.  BUT e-wallet express was VERY helpful and let me pick the day to pay them back the returned funds.  They even said if I needed a payment arrangement I could do that but I paid it in full.  I feel emailing the casinos is a waste of time atleast it was in my case.  I got no replies back when I tried to explain.  E-wallet Express was very helpful.  I would contact e-check asap and tell them the items will be returned and ask what the next step would be.  Then I would be contact the casinos because maybe they will contact you back...they just didn't me.  Again, I'm thinking of you girl.  Hang in there. 

Well, here is the latest on my ordeal.  I still know nothing!


All operators are currently assisting others. Thanks for your patience. You are currently placed in queue number 1. The average wait is 21seconds. An operator will be with you shortly.

You are now chatting with 'Don'

cnolley: Hello Don

Don: Welcome to Tropica Casino Live Support. How may I assist you?

cnolley: Can you pull my account and see if management has come to a conclusion regarding my account

cnolley: cnolley

cnolley: my email address

Don: Ok, one moment please

cnolley: I had a chargeback, paid it back, had 3 pending withdrawals and money in my account with a coupon that is still claimed and showing wagering requirements back.

cnolley: They locked me out and then reactivated because I paid the chargeback in a timely manner

cnolley: Now I have freebies in my cashier I can't claim cause the coupon is still claimed up top that I had made wagering requirments on when I was locked out

Don: I see, however, it seems they have not come to a conclusion yet about the matters in your account.

cnolley: I meant the coupon says wagering requirements met not back

cnolley: I was told Friday 24-48 hours. Do you know how much longer?

cnolley: Also, can you please tell me how much money I had in my account when I was playing the coupon when I got locked out?

Don: From what I can see it was 1603.92 that was in your account.

cnolley: When I got locked out? Not counting my pending withdrawals?

Don: About when they will get back to you, we can give a timeframe, but I'm afraid we can't guarantee exactly when you will hear back.

Don: That was what was in your balance as I can see.

cnolley: Goodness...okay. I have emailed management numberous times and I guess I will just have to wait longer and not be able to play here until you reach a decision

cnolley: I can't redeem a coupon or my freebies cause the coupon I was playing is still active but wagering requirements were met

Don: Wait one moment please

cnolley: I know it's not your fault and I do appreciate you checking for me

cnolley: I'm afraid of undoing the coupon cause I met wagering requirments and I don't want to risk losing that money. That should have been put back in my account and then they could have decided on the pending withdrawals

Don: Actually, I think I saw wrong, that amount that I give you was the total amount including the pending withdrawals.

Don: The balance that you actually had and was playing with, was $23.92

cnolley: Well, I had a withdraw for 1000.00, 530.00 and 50.00

cnolley: yes that makes since then

cnolley: I want to play I have lost 3 you've been spotted coupons becasue of the 23.92 tht I was playing with the coupon that I met requirements for

cnolley: I guess I will go play somewhere else until they reach a decision. Could you please forward this to management for me

Don: Of course, I will forward this chat to them right away.

cnolley: so he knows I am still waiting for a reply.  I am a loyal customer and if you look at my account you will see I deposit with 3 different methods and this was the first chargeback

cnolley: BUT I paid it back so.....

cnolley: Thank you Don.  I appreciate your time.  Have a good night

Helwin, you aren't the first nor will you be the last. By contacting them, you're being proactive in hopefully stopping major damage to your good standing.

I'm sure they'll try and work something out with you. I can recall myself doing a simliar thing some years ago.

I have settled my charge back with Tropica today, they reopened my account so that I came in to make a deposit by usemywallet ($25), and I was locked out again, right after the deposit was made  they problly afraid I might use Echeck to deposit again or something if they let me have my acct back.  Tropica might have couple thousands of my total deposits, and they are afraid of me now cuz I just had a $25 charge back.  I totally understand, No casino likes to have charge back, and it was completely my fault to let it happen. 
 

 I sent out 3 e-mails, one to Echeckus and 2 to casinos. One of them I have covered once I get to the bank. My ride is coming. I was gonna get the rest tonight, but our renters can't pay till tomorrow, husband tells me to wait. If I wait till tomorrow, it could mean $170 extra, or $136 if they take care of the first one. I heard back from Echeckus, they thought I was asking them to hold transaction back. I wasn't, and don't expect them to. They told me that I would have to work it out with casino and couldn't use Echeckus until all clear. I wrote them back and asked who I request the closing of my account with them. They replied with a phone number to call when I'm ready for security and said anytime I wanted back on, I could. I don't really need to hear that part, but they have always been very nice to me. I have yet to hear from 2 casinos, but I guess too early. If I pray maybe there will be an extra day, but I really doubt it, just gotta be as ready as I can. Thank you everyone. Your words are all so soothing to me right now. I don't know what I would have done without you.

  Good news! It's a miracle, but the checks are covered. I just hope I don't regret opening my big mouth. I have written everyone back, told them of the news. And soon as I see they have gotten their money, I will make that call to cancel Echeckus. This sure woke me up. I apologized to the casinos for the fuss, hope they understand. On one I had the e-mail wrong, so they didn't get it, but I forwarded it to them. I am thankful I didn't I didn't deposit a 6th deposit, just because I could in a 24 hour period. Thank you all so much, and good luck to your withdrawals, just have to be patient. I had a sportsbook chargeback on me a while back after it was deposited for along time in my account. It took them forever, but I finally got it back, plus more.