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eCheck

eCheck Introduction

If you are looking for an online casino payment service, then eCheck brought to you by Authorize.Net is an option worth considering. This payment method facilitates payment for various goods and services that are purchased online, via mail order or online. It is essentially an electronic check acceptance method. Authorize.Net also provides the added functionality of allowing merchants to convert paper checks into electronic checks.

In order to process fund transfers, eCheck.Net uses a network called the Automated Clearing House or ACH. A group of financial entities and similar institutes within the banking community constitute the ACH Network. The ACH Network collaborates to enable smooth processing and clearing of these electronic checks. The ACH processing rules are governed by the NACHA (National Automated Clearing House Association) and the Electronic Funds Transfer Act, as well as the Regulation E which was established by the Federal Reserve Board.

How does eCheck Work?

In order to process an application for eCheck.Net, the customer needs to provide necessary personal information along with their banking information. This information is then sent to Authorize.Net, who then begin processing the application, and it is possible to view the status of the account at every stage.



How credit card payments work using Authorize.net

The processing of the eCheck is a simple six step process. It begins with the customer providing relevant date to the merchant either on the phone or over the internet. Once this step is completed, the purchase is said to be complete, however the transaction process has just begun. The merchant who receives the customers’ data then uses the internet to transfer the relevant date to Authorize.Net. Authorize.Net merely acts as a middle man, and this data is processed into more recognizable data for the bank. The Authorize.Net system then transfers the data to its banking system known as the ODFI in order to begin the process of money transfer. The ODFI in turn turns to the ACH Network to verify that the details that have been provided. Once verified, the ACH Network sends a request to the customer’s bank for the funds necessary to complete the transaction. The amount to be transferred is then withdrawn from the customer’s bank or the RDFI and transferred into the Merchant’s bank account, again using the ACH.

Since the eCheck process is strictly regulated, and all transfers are between banks and this system cannot be used for direct withdrawal of cash, the eCheck system is extremely safe and reliable. The eCheck.Net system also does not require credit cards or credit card details. The system is also very transparent, and it is possible to check your bank account details at any time if there is any dispute over purchases.

eCheck Pros and Cons

Though there are some limitations to using the service eCheck.Net like the fact that it can process transactions only if they are in US Dollars, or the fact that some banks do not allow merchants to open business checking accounts which are necessary in order to be able to use the eCheck facility. It is also important to note that eCheck.Net cannot be processed in real time. Having mentioned this, it is important to state that there are many advantages to using this system like lower fees, increased efficiency and top class security.





Casinos that accept eCheck:

Name Allow Deposits Allow Withdrawals Software Review
does not allow US based customers All Jackpots Casino All Jackpots Casino
star ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar rating
Yes Yes powered by MicroGaming, Rabcat, Genesis Gaming software powered by MicroGaming, Rabcat, Genesis Gaming software powered by MicroGaming, Rabcat, Genesis Gaming software Casino Review
does not allow US based customers Aztec Riches Casino Aztec Riches Casino
star ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar rating
Yes Yes powered by MicroGaming, Rabcat, NextGen, Genesis Gaming software powered by MicroGaming, Rabcat, NextGen, Genesis Gaming software powered by MicroGaming, Rabcat, NextGen, Genesis Gaming software
powered by MicroGaming, Rabcat, NextGen, Genesis Gaming software
Casino Review
does not allow US based customers BlackJack Ballroom BlackJack Ballroom
star ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar rating
Yes Yes powered by MicroGaming software Casino Review
does not allow US based customers Cabaret Club Casino Cabaret Club Casino Unfortunately reports of less than honorable business ethics in partnerships including changing the Casino rules for customers at any time have placed Cabaret Club Casino on the LCB Warning List. It is no advisable to play at here at this time.
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Captain Cooks Casino Captain Cooks Casino
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does not allow US based customers Casino Action Casino Action
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does not allow US based customers Casino Classic Casino Classic
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does not allow US based customers Casino Kingdom Casino Kingdom
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does not allow US based customers Casino Share Casino Share
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does not allow US based customers Challenge Casino Challenge Casino
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Yes Yes powered by MicroGaming software Casino Review
does not allow US based customers Colosseum Casino Colosseum Casino
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Yes Yes powered by MicroGaming software Casino Review
does not allow US based customers Crazy Vegas Crazy Vegas
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Yes No powered by MicroGaming, Spin3, Rabcat, Genesis Gaming, NextGen software powered by MicroGaming, Spin3, Rabcat, Genesis Gaming, NextGen software powered by MicroGaming, Spin3, Rabcat, Genesis Gaming, NextGen software
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Casino Review
allows US based customers Desert Nights Rival Casino Desert Nights Rival Casino
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No Yes powered by Rival software Casino Review
does not allow US based customers Diceland Casino - BLACKLISTED Diceland Casino - BLACKLISTED Diceland Casino has been placed on the LCB Warning List. Due to repeated complaints from our members and unnecessarily long delays in withdrawals, it has become obligatory to caution players. Although the Representative in Direct Casino Support has been most helpful in trying to solve members issues, the complaints have continued to escalate and are now overwhelming. We advice members to consider playing at an alternative online casino.
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Yes No powered by Top Game software Casino Review
does not allow US based customers Euro Palace Euro Palace
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Yes No powered by MicroGaming, Rabcat, Genesis Gaming software powered by MicroGaming, Rabcat, Genesis Gaming software powered by MicroGaming, Rabcat, Genesis Gaming software Casino Review
does not allow US based customers First Web Casino First Web Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Fortune Room Casino Fortune Room Casino
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does not allow US based customers Golden Lounge Casino Golden Lounge Casino
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does not allow US based customers Golden Reef Casino Golden Reef Casino
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does not allow US based customers Golden Riviera Casino Golden Riviera Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Golden Tiger Casino Golden Tiger Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers GoWild Casino GoWild Casino
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No Yes powered by MicroGaming software Casino Review
does not allow US based customers Grand Hotel Casino Grand Hotel Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Grand Mondial Grand Mondial
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Jackpot City Jackpot City Players are advised to use discretion when considering JackpotCity Casino. Reports of unethical business practices have placed them on our Warning List. A poor reputation with business partners as well as changing terms and conditions on previous agreements deems this Casino untrustworthy.
star ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar ratingstar rating
Yes No powered by MicroGaming, Spin3, Genesis Gaming, Odobo, Rabcat, NextGen software powered by MicroGaming, Spin3, Genesis Gaming, Odobo, Rabcat, NextGen software powered by MicroGaming, Spin3, Genesis Gaming, Odobo, Rabcat, NextGen software
powered by MicroGaming, Spin3, Genesis Gaming, Odobo, Rabcat, NextGen software powered by MicroGaming, Spin3, Genesis Gaming, Odobo, Rabcat, NextGen software powered by MicroGaming, Spin3, Genesis Gaming, Odobo, Rabcat, NextGen software
Casino Review
does not allow US based customers Kazino.com - No New Players Kazino.com - No New Players
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers King Neptune's Casino - No New Players King Neptune's Casino - No New Players
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does not allow US based customers Lucky Emperor Casino Lucky Emperor Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Lucky Nugget Casino Lucky Nugget Casino Lucky Nugget Casino is now considered a untrustworthy site due to business practice that is unscrupulous and below industry standards ranging from non-payments and not living up to agreements. Players are urged to seek a more reliable Casino.
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does not allow US based customers Lucky247 Lucky247
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does not allow US based customers Luxury Casino Luxury Casino
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does not allow US based customers Mummys Gold Mummys Gold As a result of bad business ethics and not honoring agreements made with affiliates and business partners, LCB has no choice but to discourage players from depositing at Mummys Gold. Customers may experience disreputable behavior that could result in player issues.
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does not allow US based customers Music Hall Casino Music Hall Casino
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does not allow US based customers Phoenician Casino Phoenician Casino
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does not allow US based customers Pinnacle Sports Casino Pinnacle Sports Casino
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does not allow US based customers Platinum Play Casino Platinum Play Casino
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Yes No powered by MicroGaming, Spin3 software powered by MicroGaming, Spin3 software Casino Review
does not allow US based customers Players Palace Casino Players Palace Casino
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does not allow US based customers Prime Casino Prime Casino
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Yes No powered by Skill on Net, Bally Technologies, WMS, Net Entertainment, NextGen, Barcrest, 888, Cryptologic, Amaya, Ash Gaming, Aristocrat, lightningboxgames software powered by Skill on Net, Bally Technologies, WMS, Net Entertainment, NextGen, Barcrest, 888, Cryptologic, Amaya, Ash Gaming, Aristocrat, lightningboxgames software powered by Skill on Net, Bally Technologies, WMS, Net Entertainment, NextGen, Barcrest, 888, Cryptologic, Amaya, Ash Gaming, Aristocrat, lightningboxgames software
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Casino Review
does not allow US based customers Quatro Casino Quatro Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Queen Vegas Casino Queen Vegas Casino
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Yes Yes powered by Skill on Net, NextGen, WMS, IGT, saucify, Wager Gaming Technology, Net Entertainment, Cryptologic, Barcrest, lightningboxgames, Bally Technologies, Aristocrat software powered by Skill on Net, NextGen, WMS, IGT, saucify, Wager Gaming Technology, Net Entertainment, Cryptologic, Barcrest, lightningboxgames, Bally Technologies, Aristocrat software powered by Skill on Net, NextGen, WMS, IGT, saucify, Wager Gaming Technology, Net Entertainment, Cryptologic, Barcrest, lightningboxgames, Bally Technologies, Aristocrat software
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Casino Review
does not allow US based customers Red Flush Casino Red Flush Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers ReefClub Casino ReefClub Casino
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Yes No powered by Random Logic, Cryptologic software powered by Random Logic, Cryptologic software Casino Review
does not allow US based customers Rich Reels Rich Reels
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers River Belle Casino River Belle Casino Unfortunately due to dishonorable management not living up to agreements set forth with fellow partners we urge players to avoid River Belle Casino. Not paying affiliates in a timely matter could affect players with withdrawal issues.
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Yes Yes powered by MicroGaming software Casino Review
does not allow US based customers Royal Vegas Casino Royal Vegas Casino
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Yes No powered by MicroGaming, Spin3 software powered by MicroGaming, Spin3 software Casino Review
does not allow US based customers Ruby Fortune Casino Ruby Fortune Casino Due to recent partnership issues concerning payments and not honoring agreements, LCB encourages players to avoid playing at Ruby Fortune Casino. Terms and Conditions could change at any given time without notice giving players an unfair disadvantage.
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Yes No powered by MicroGaming software Casino Review
allows US based customers Slots Oasis - Blacklisted Slots Oasis - Blacklisted Players are to expect slow payments and long delays. LCB was told they are working on fixing their payment processing, but so far nothing has changed. They have a Casino Representative which may be contacted on our forum in case of any issues. Please use your own discretion if you decide to play here.
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Yes No powered by Real Time Gaming, 21GNET software powered by Real Time Gaming, 21GNET software Casino Review
does not allow US based customers Spin Palace Casino Spin Palace Casino We at LCB warn our members and all customers to reconsider when choosing Spin Palace Casino. Affiliates have reported non-payment issues and bully business tactics. Due to an unfavorable reputation players could face similar issues.
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Yes Yes powered by MicroGaming software Casino Review
does not allow US based customers Sports Interaction Casino Sports Interaction Casino
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Yes Yes powered by Playtech, BetSoft, iSoftBet, Evolution Gaming software powered by Playtech, BetSoft, iSoftBet, Evolution Gaming software powered by Playtech, BetSoft, iSoftBet, Evolution Gaming software
powered by Playtech, BetSoft, iSoftBet, Evolution Gaming software
Casino Review
does not allow US based customers Strike it Lucky Casino Strike it Lucky Casino
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Yes No powered by MicroGaming software Casino Review
allows US based customers Sunset Slots Casino Sunset Slots Casino
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Yes Yes powered by Top Game software Casino Review
does not allow US based customers UK Casino Club UK Casino Club
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Vegas 7 Casino Vegas 7 Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Vegas Country Casino Vegas Country Casino
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Yes No powered by MicroGaming software Casino Review
does not allow US based customers Vegas Joker Casino Vegas Joker Casino
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does not allow US based customers Vegas Palms Casino Vegas Palms Casino
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does not allow US based customers Vegas Slot Casino Vegas Slot Casino
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does not allow US based customers Virtual City Casino Virtual City Casino
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does not allow US based customers Yukon Gold Casino Yukon Gold Casino
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does not allow US based customers Zodiac Casino Zodiac Casino
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Yes Yes powered by MicroGaming software Casino Review

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