Discover

Discover Review

Discover Financial Services is among the biggest credit card companies in the US; moreover, it is ever growing and expanding. Although the company arrived several years after credit card giants such as Visa, MasterCard, and AmEx, it is now their biggest rival. Discover is also the first company to offer credit cards without annual fees, but loaded with rewards. The Discover card, a financial product of Discover Financial Services, was first released in 1986.

Discover’s annual report of the year 2008 states that it is the 6th largest issuer of credit cards in the US. During the same year, the company processed transactions worth $102 billion. The company claims that it has more than 50 millions customers. Discover offers a wide range of cards, customized as per the requirements of different types of customers.

How Does Discover Work?

The Discover Bank issues most of the cards carrying the Discover brand. The Discover network payment system is responsible for the processing of various Discover Card transactions. Discover cards are popular because of they offer a 5 percent cash back on all purchases, including online casino purchases.

The Discover credit card company has assigned merchant codes to the online casinos that support it. This is an electronic code, which is attached to every financial transaction that the company processes. Since US banks automatically reject monetary transactions associated with this code, American players cannot use Discover cards to fund their online casino account. The card therefore is meant mostly for European casino players.

Using a Discover card to fund an online casino account is very simple. Players have to enter their card details at the online casino just as they would for Visa or MasterCard. The transactions are processed without a hitch as long as the Discover card contains sufficient funds. If, for some reason, the transaction does not go through, players are requested to contact a customer care representative.

Some sites will prompt customers to provide the security number on their Discover cards. This is a security feature that will keep identity thieves away from the financial transaction.

Discover Pros and Cons

Just like any other credit card, Discover card also has certain advantages and disadvantages. The company charges a low rate of interest. It also offers an interest of 0 percent on all purchases made for one year. Cash advance options are also available to holders of Discover cards. However, the cash advance limits depend on the credit history of the card holder.

The disadvantages of having a Discover card are that customers will have to pay heavy fines for delayed payments. The card is also not available to players all over the globe, unlike some of its competitors. Card holders must also beware of hidden charges. Information about these hidden charges is usually place in fine print; and customers normally do not read it simply because it is in fine print.

The plus point, however, is that the card holder is not charged any annual fees. They can also avail of innumerable cash rewards.



Casinos that accept Discover:

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Casino Review
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